PackageMyLoan / the free first step

Do the numbers work before you talk to a lender?

Enter five numbers to estimate the loan payment, yearly loan payments, and payment coverage (DSCR). Start free. No account. No card. No approval promise.

Check the fit first

This is for owners who want to inspect their own assumptions. It is not lender matching, human lender review, or financing advice.

RUN THE FREE CHECKRead the sample report

Five inputs. A visible calculation. The free check does not save your numbers. If you continue, your browser can carry the calculator values into the application.

01 Five numbers to start

02 No sign-in before payment

03 You review before paying

Start with the arithmetic.

The result shows your inputs, the payment, first-year loan payments, total interest, and payment coverage. Nothing is hidden behind a score.

Payment

Principal plus interest, by period.

Use of funds

The planned uses add up to the request.

Payment coverage

Money left after costs compared with all loan payments.

The free check is a planning tool. It does not predict approval, funding, or business results.

Free first. Paid only if the work fits.

You see the free result before the one-time $499 continuation. You see the completed package before checkout opens.

  1. 01

    01 / Run the free check

    Enter five business numbers you already have. See the payment, first-year loan payments, DSCR, and modeled interest before anything is saved or paid for.

  2. 02

    02 / Decide if it fits

    If the numbers are useful, continue and add the business details a lender may ask for. Your calculator values can come with you.

  3. 03

    03 / Review before payment

    You see the completed package and its limits before checkout opens. It costs $499 one time.

See the work

The product is a checked report, not a promise.

Here is a compact crop of the actual fictional report output: the use-of-funds rows and the beginning of the generated repayment schedule.

The paid package puts the work in one report.

For $499 one time, the package adds the saved application, a plan showing where the loan money goes, a report, PDF export, and new versions when your numbers change. It does not add a human reviewer.

A saved application
Keep the loan amount, business numbers, and assumptions in one place. Change a number and the package updates with it.
A clear plan for the loan money
List what the loan will pay for. The rows must add up to the amount you request. A mismatch stays visible.
A clear payment comparison
Compare money left after business costs with all scheduled loan payments. This is called payment coverage, or DSCR.
A written report you can review
Generate a report from the numbers and assumptions you enter. Review it, then export it to PDF if you choose to share it.
Run it again without paying twice
Test a different rate or repayment length when your assumptions change. Update the fields and make a new report.

The guarantee is arithmetic

Your rows must add up.

If the totals in your report do not add up, email packagemyloan@polsia.app and you get all $499 back, even if you already generated and downloaded it. The list of what the loan pays for must equal the amount you requested, and the payment schedule must bring the loan balance to zero. The calculations follow fixed rules, so this is a promise we can actually keep.

This is about arithmetic integrity. It is not an approval promise, funding promise, or statement that the model fits every lender's rules.

Read this before you start

This is self-serve software. No person reviews your file. Nobody submits anything for you. Nobody here can promise approval. You still speak with the lender yourself.

PackageMyLoan is operated by Trusted Intuition LLC, formed in Austin, Texas. Read the non-affiliation statement.

Begin without an account

Make the next lender conversation more legible.

Five numbers. One free check. A report you can check.

Start with the free calculator